tag:blogger.com,1999:blog-8539942105680988988.post2641702054636108253..comments2024-03-28T20:18:00.528-04:00Comments on DEBBIE-DABBLE BLOG: Frugal Living: Planning for Early RetirementDebbie-Dabble Blog and A Debbie-Dabble Christmashttp://www.blogger.com/profile/09393980831584145593noreply@blogger.comBlogger25125tag:blogger.com,1999:blog-8539942105680988988.post-17542607904229612902016-11-16T10:47:06.355-05:002016-11-16T10:47:06.355-05:00This comment has been removed by the author.Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-8539942105680988988.post-21471070827083978082016-10-20T05:38:19.820-04:002016-10-20T05:38:19.820-04:00This information is really valuable. I have a plan...This information is really valuable. I have a plan to do my financial planning and i wish to hire financial advisor to save enough amount for my retirement year.Thanks for sharing this blog. Keep it up..<br /><br /><a href="http://gallagherfg.com/retire-safe-early-and-happy-or-sad-mad-and-poor/" rel="nofollow"><b>Retirement Planning Advisors Texas</b></a>Gallagher Financial Grouphttps://www.blogger.com/profile/09674689713573259102noreply@blogger.comtag:blogger.com,1999:blog-8539942105680988988.post-87610910300350102412016-10-03T14:17:33.892-04:002016-10-03T14:17:33.892-04:00Love this series Debbie!! I am trying to pay off m...Love this series Debbie!! I am trying to pay off my credit cards as we speak and a few of the other things as well!!Thanks for sharing on My 2 favorite Things on Thursday. My blog was down last week but it's up and running again. I hope you can find time to stop by and share some more this week! Pinned! elaine @cookinandcraftin.comhttps://www.blogger.com/profile/18178346865936520707noreply@blogger.comtag:blogger.com,1999:blog-8539942105680988988.post-49477037329858970572016-09-26T12:56:09.000-04:002016-09-26T12:56:09.000-04:00Being on a budget is so important! We learned youn...Being on a budget is so important! We learned young and hope it makes a difference in the future! :) Thank you for sharing this with us at the #HomeMattersPartyJamiehttps://www.blogger.com/profile/17292263988734093888noreply@blogger.comtag:blogger.com,1999:blog-8539942105680988988.post-83145530122416085372016-09-25T21:42:58.107-04:002016-09-25T21:42:58.107-04:00Great tips, Debbie. As the single parent of 3 kids...Great tips, Debbie. As the single parent of 3 kids, I started many of these practices years ago. Thanks for sharing @Vintage Charm! My thrift store addictionhttps://www.blogger.com/profile/13158685096212282319noreply@blogger.comtag:blogger.com,1999:blog-8539942105680988988.post-13578352778768121372016-09-25T09:36:35.446-04:002016-09-25T09:36:35.446-04:00Debbie, this is such great advice on living frugal...Debbie, this is such great advice on living frugally. We live on a budget but frequently overspend anyway. We are not saving enough for retirement and I think that is simply because we are not close enough to it and don't realize. I appreciate the tip about the financial adviser, we'll check with out credit union to see if that service is offered. Entertainment and Gifts are the most troublesome areas on our budget to maintain! I'm so glad you shared with us at Merry Monday. This is such practical and valuable information. Pinning.Shirleyhttps://www.blogger.com/profile/10030503364936837122noreply@blogger.comtag:blogger.com,1999:blog-8539942105680988988.post-950493574989766702016-09-24T12:03:40.639-04:002016-09-24T12:03:40.639-04:00More great information!! Much of it applies to any...More great information!! Much of it applies to any age,too! We paid off our mortgage ten years early -- against our financial advisors ardent pleas -- and that was the best thing we could have done! We updated the "old house" with part of the money we saved. That paid off doubly because when we decided to move across country, the house sold well. Plus another portion of the saved interest helped finance the move -- cross country is NOT cheap! Keeping a budget is another key to being frugal. I keep a document on the computer that lists all our income and savings, then a list of all our fixed expenses. I update those two categories whenever there is a change. For the rest, I kept track of food, household expenses for three months to predict the next year's spending. No "pennies" to count -- just broad categories. Update that once a year -- so easy! It's worked amazingly well for a number of years! I would also add -- fund an emergency account of a couple months income that you can access with reasonable ease so you can cover those out of the blue expenses without stressing! Thank you for doing this series! Charlene@APinchofJoyhttps://www.blogger.com/profile/15409730115634400018noreply@blogger.comtag:blogger.com,1999:blog-8539942105680988988.post-73239198701131753912016-09-22T18:03:57.927-04:002016-09-22T18:03:57.927-04:00Debbie, these are just awesome tips! I appreciate ...Debbie, these are just awesome tips! I appreciate the fact that you say you wish you would have started earlier. I'm sure most of us will feel that way. There are a few things on this list that we need to work on here at our house. You know, as with all habits, we've picked up some bad money habits that need to be reigned in. <br /><br />Happy Thoughts of Home.Staceyhttps://www.blogger.com/profile/05728612514516285320noreply@blogger.comtag:blogger.com,1999:blog-8539942105680988988.post-79276676768714395272016-09-21T22:47:45.120-04:002016-09-21T22:47:45.120-04:00Debbie, what a great post! I know that many of my...Debbie, what a great post! I know that many of my friends did not plan ahead. Hubby and I lived frugally when we were raising our 6 kids. We continued to live that way after they were all grown. We have paid off everything and hubby has a lot of money put away. I know that things will change when he retires, but I think we will be just fine. Thanks for sharing with SYC.<br />hugs,<br />JannHave a Daily Cup of Mrs. Olsonhttps://www.blogger.com/profile/15446091501170762899noreply@blogger.comtag:blogger.com,1999:blog-8539942105680988988.post-3766692475013003112016-09-21T22:00:47.947-04:002016-09-21T22:00:47.947-04:00WOW! I just loved reading you article! It's ...WOW! I just loved reading you article! It's so funny---I am now 52--nearly 53, and I have always scorned the AARP letters. lol---stupid pride I guess. I didn't realize there are actual benefits! Your article was so inspiring! I found you article at this blog hop: https://www.floydfamilyhomestead.com/2016/09/21/the-homesteader-hop-21/ I'll be reading more of your articles, including your past ones in this series! Anonymoushttps://www.blogger.com/profile/18030614580503998455noreply@blogger.comtag:blogger.com,1999:blog-8539942105680988988.post-44776111318256305832016-09-21T14:43:49.774-04:002016-09-21T14:43:49.774-04:00Awesome information! It is very hard to do to save...Awesome information! It is very hard to do to save and pay off debt!!!!! Please come to our hop again and share https://www.floydfamilyhomestead.com/2016/09/21/the-homesteader-hop-21/Anonymoushttps://www.blogger.com/profile/15872840027864572383noreply@blogger.comtag:blogger.com,1999:blog-8539942105680988988.post-60508624500908637172016-09-21T14:30:53.079-04:002016-09-21T14:30:53.079-04:00YAY...I've been waiting on another informative...YAY...I've been waiting on another informative post on finances but today is the first time I've had to sit down to blog. Pinning it now! Love you for doing this for us all. Hugs and blessings, CindyCreations By Cindyhttps://www.blogger.com/profile/06652249357420269173noreply@blogger.comtag:blogger.com,1999:blog-8539942105680988988.post-64589956165166172652016-09-21T12:56:16.732-04:002016-09-21T12:56:16.732-04:00What a great article that I think everyone should ...What a great article that I think everyone should read!<br /><br />I would love for you to share this with my Facebook Group for recipes, crafts, tips, and tricks: https://www.facebook.com/groups/pluckyrecipescraftstips/<br /><br />Thanks for joining Cooking and Crafting with J & J!Anonymoushttps://www.blogger.com/profile/05961300146739356101noreply@blogger.comtag:blogger.com,1999:blog-8539942105680988988.post-49825949092212702452016-09-20T18:28:35.903-04:002016-09-20T18:28:35.903-04:00You are very correct on planning the retirement as...You are very correct on planning the retirement as early as possible I mean it doesnt mean if you are 30 years ahead of it. The expenses that you are making should be within the budget from the very least up to the biggest budget that you have to make. We learned a lot from you and thank you. annehttps://www.blogger.com/profile/05529917074591197525noreply@blogger.comtag:blogger.com,1999:blog-8539942105680988988.post-22940626668599372932016-09-19T18:17:32.974-04:002016-09-19T18:17:32.974-04:00Appreciate your series on getting ready to retire,...Appreciate your series on getting ready to retire, important information.<br />JoyJoy@aVintageGreenhttps://www.blogger.com/profile/16788328980114729976noreply@blogger.comtag:blogger.com,1999:blog-8539942105680988988.post-27332523442615225692016-09-19T08:53:51.165-04:002016-09-19T08:53:51.165-04:00Oh I remember when we finally decided we needed a ...Oh I remember when we finally decided we needed a budget and to pay off all our debt. On the one hand it was HARD, but on the other our stress levels went down enormously!Helenehttps://www.blogger.com/profile/09351233138642514117noreply@blogger.comtag:blogger.com,1999:blog-8539942105680988988.post-79848837174113284362016-09-19T08:30:02.594-04:002016-09-19T08:30:02.594-04:00We do alot of this already but the one thing we ha...We do alot of this already but the one thing we have decided is to go on as many vacations as we can afford, we don't want to sit back when we are older and wish that we would have went somewhere while we were still in shape to do it, I guess after that we can start saving :)Conniecrafterhttps://www.blogger.com/profile/09266327228870948083noreply@blogger.comtag:blogger.com,1999:blog-8539942105680988988.post-794727562092897952016-09-18T16:13:52.942-04:002016-09-18T16:13:52.942-04:00This is a very interesting post, thanks for all th...This is a very interesting post, thanks for all the informations. Have a great week<br />Hugs AlessandraAlessandrahttps://www.blogger.com/profile/08837160571378736854noreply@blogger.comtag:blogger.com,1999:blog-8539942105680988988.post-20568560856853316352016-09-17T20:44:12.313-04:002016-09-17T20:44:12.313-04:00I'll try this again - Wasn't signed in to ...I'll try this again - Wasn't signed in to the right account.<br />Great tips. Your posts have been informative. <br />Good luck to your husband with quitting smoking - my mom smoked for a million years - well more than 50 and quit 24 years ago. Ellenhttps://www.blogger.com/profile/02381445346226109566noreply@blogger.comtag:blogger.com,1999:blog-8539942105680988988.post-87765060030566814012016-09-17T18:33:08.962-04:002016-09-17T18:33:08.962-04:00Debbie, These are some great money saving tips. M...Debbie, These are some great money saving tips. My husband is way more frugal than I am, but as I get closer to retirement, the more frugal I've become. Thanks for sharing your tips and posts with us this week at Snickerdoodle Create-Bake-Make Link Party. We love having you. Pinning your tips to share :) Have a wonderful week!<br />~LaurieLauriehttps://www.blogger.com/profile/07596369341690993628noreply@blogger.comtag:blogger.com,1999:blog-8539942105680988988.post-40366291509081223622016-09-17T16:32:18.561-04:002016-09-17T16:32:18.561-04:00Great tips. Your posts have been informative.
G...Great tips. Your posts have been informative. <br />Good luck to your husband with quitting smoking - my mom smoked for a million years - well more than 50 and quit 24 years ago. <br />Unknownhttps://www.blogger.com/profile/05559226303494109829noreply@blogger.comtag:blogger.com,1999:blog-8539942105680988988.post-37660992622313244432016-09-17T12:33:25.326-04:002016-09-17T12:33:25.326-04:00Wow, so much to know. But its necessary to know. ...Wow, so much to know. But its necessary to know. Which I had realized long time ago to. The credit card thing I never had them before refused until mama passed on. So I had to built my credit somehow. Now I'm paying them all off I don't have a lot but enough. The thing about closing them off is a good reminder. My son had just recently told me that xpcause I was gonna do that he said no don't just like you mentioned. I will have to go back and read more of this post and the others. Thanks so mich for sharing it all. Have a great day with love Janicejanice15https://www.blogger.com/profile/12627069805196697224noreply@blogger.comtag:blogger.com,1999:blog-8539942105680988988.post-2963481348402464232016-09-17T10:08:36.673-04:002016-09-17T10:08:36.673-04:00Debbie, thanks so much for all this information. W...Debbie, thanks so much for all this information. We are a very frugal family, my husband and I grew up with parents who suffered during the depression, and their lessons were not lost on us. The one place you mentioned that I hadn't thought of was AARP. I just looked at their website and see many ways we could be saving money through them. Great job on this report, it's inclusive and informative, and I know it took you a lot of time to put together. Again, thank you.<br />MaryAnonymoushttps://www.blogger.com/profile/00062785186374200980noreply@blogger.comtag:blogger.com,1999:blog-8539942105680988988.post-39789708534417900912016-09-17T00:00:43.414-04:002016-09-17T00:00:43.414-04:00Debbie
This was such a good post. You shared many ...Debbie<br />This was such a good post. You shared many tips that my husband and I are already implementing in our lifestyle. We just turned 60 and are semi-retired, which we couldn't do if we didn't make sacrifies.camp and cottage livinghttps://www.blogger.com/profile/09493023859271366201noreply@blogger.comtag:blogger.com,1999:blog-8539942105680988988.post-32445649204033201212016-09-16T17:30:26.047-04:002016-09-16T17:30:26.047-04:00You have some great tips for retirement planning! ...You have some great tips for retirement planning! Most of the ones you outlined are right in line with what we did when we retired. hugs.... Penny @ Penny's Vintage Homehttps://www.blogger.com/profile/13053754941378412535noreply@blogger.com